Serve and Protect CU is a free employee benefit which is here to help our members save, but also there if they need to borrow throughout their career. We are passionate about improving the financial resilience of those who serve and protect the nation - with over 45,000 members including Police Officers, Staff, Retirees and their family members.
Here to help you save, there if you need to borrow.
We help our members prepare for the future, through a range of flexible saving accounts with repayments straight from their pay. To join the Credit Union every member must save a minimum of £10 per month into a Regular Saver. It is completely free to join and members can change the amount they save at any time.
As a not-for-profit financial cooperative, we are owned by and run for our members. This means that at the end of the financial year, members receive a return on their savings in the form of an annual dividend. In the last financial year (2022-23) 3.5% was paid on our Regular Savings account.
Serve and Protect CU is also there to help its members if they ever need a loan - providing access to an ethical form of affordable credit, with loan repayments straight from their pay.
Fixed Term Loans are available to Serve and Protect CU members looking to borrow between £500 and £25,000, payable over a repayment period of between 6 and 96 months. These are ideal for car purchases, home improvements, holidays and consolidating existing debt.
Key Benefits of Membership
3.5% Dividend Paid 2022-23 Financial Year
Loans of up to £25,000
Repayments straight from your pay
Life Cover on savings and loans at no extra cost
No early repayment penalties or hidden fees
Not-for-profit organisation 'owned by and run for our members'